Bad Credit Loans with Guaranteed Approval

Bad Credit Loans with Guaranteed Approval Direct Lenders

Posted on

It is very hard to get loan approval with the ‘Bad Credit’ and especially there is no guarantee if you get a from a traditional loan lender. Therefore, we decided to offer you a simple yet effective solution to meet all your needs in the first place.

Is there a guarantee that you will get the loan even with the bad credit score? Yes, because we know what it feels like when you don’t get the loan approval just because of your bad credit. Though we will be reviewing different companies for your loan approval, we will give you our opinion on which company will be the best among all.

Whether you need a $5,000 or a $10,000 loan, there are ways that you can utilize you get the best of the guaranteed loan approvals even with the bad credit. Irrespective of whether it is a short-term loan or a long-term one, you will need to be acquainted with some terms to avoid stupidity.

You need to figure out the finance fee rate among all the loan lenders who are interested in offering you the loan with bad credit. This is for your own satisfaction, the usual finance fee rate ranges from $20 to $100. Another thing is the loan duration i.e. in how many days, you will have to repay.

Some borrowers get into trouble because they cannot make it due to the credit check. So, is there a possibility to get a bad credit loan with no credit check? Yes, that’s what you will in this thorough article which has been published by the professional team for guaranteed 5000 loan bad credit.

Can I improve my Credit Score


Bad Credit Loans with Guaranteed Approval (No Credit Check)

Bad credit could be a pain in the neck, especially for those borrowers who are struggling with improving their credit score. If you want to learn how you can improve your score, read it below. But that’s not needed because you can easily get guaranteed approval for the loan even with the bad credit. Let’s find out one of the best loan lenders that will be giving you an opportunity for the loan with bad credit. Get guaranteed 5000 loan bad credit

Can I improve my Credit Score?

Is there anything that can be done to improve the credit score? With the aim of improving your credit score, you will need to make all payments on time and also the amount that is due. This is how you can improve your credit score.

1. MoneyMutual

(4.9 Overall ratings)

The MoneyMutual sits on the top of the list that can suggest you the best lenders for loans with bad credit. With MoneyMutual, you can easily get up to $2,500 in less than 24 hours. You just have to provide some information and there will be an assessment by the loan lender to decide if or not you are eligible to get the loan.

If you meet the eligibility guidelines, you will get the loan approval in a short span of time. If you also agree with their guidelines, you can get the refunds deposited to your bank account in less than 24 hours (1 day).

More than 2,000,000 customers are satisfied with the excellent services offered by MoneyMutual with regard to the loan with bad credit. You can check out the reviews as well in order to have an understanding of it before you consider getting a loan from MoneyMutual.

How much can I get?

The loan allowed for the borrowers is between $250 and $2,500, but there are some conditions for that. This is also subject to your monthly income and how long you have been at your job.

How much will I pay back?

Since MoneyMutual is not a loan lender, all it can do is suggest some good lenders to you for your loan with bad credit. The terms and conditions, rates, annual percentage rates (APR) vary from lender to lender.

So, if you are planning to never fail in this area, be sure of what you are doing. Be mindful of everything that a lender is asking you for. Reviewing the lender with extra care is going to pay you off in the long run.

Direct Lenders Bad Credit Personal Loans Guaranteed Approval

What’s so special about MoneyMutual?

Well, the first thing that catches our eye is the customer satisfaction. Based on the immense numbers of rating, it gets a 4.8 rating which is pretty good as compared to other companies. Moreover, it will take only 5 minutes to fill out the form for loan approval.

2. CashUSA

(4.8 Overall ratings)

CashUSA is another big reveal of today’s best loan lenders with bad credit. If $2,500 is a small amount for you to consider (the one you’d get with MoneyMutual), CashUSA is the perfect fit for your needs because it will allow you to get the loan from $500 to $10,000 or even more. You won’t be a charged a penny to submit the request for the loan on the website.

When you are lent a loan by CashUSA, all of the credit types are accepted and you can get an instant decision for your loan in just a few minutes. There will be a couple of questions you may need to pay in order to have the lenders better know you.

Furthermore, if you are applying for a loan through CashUSA, you will need to be an 18 years old candidate and a US resident or a permanent resident. The best thing is that CashUSA won’t charge any anything while you get you the lenders. So, it is only lenders that will require the repayment.

What are the rates for bad credit personal loans for 5000?

Though the rates vary from lender to lender, most of the lenders are going to charge 5.99% to 35.99% and the loan term is going to be between 90 days and 72 months. This the duration of the loan may also be different depending on your qualification.

Example: If you, as a borrower, borrow $1,500 for 2 years with an annual percentage rate of 7.9%, you will have 24 monthly payments of $67.77 that will be for a total amount payable of $1626.54.

3. Bad Credit Loans

(4.7 Overall ratings)

The “Bad Credit Loans” says that your credit doesn’t have to be a problem while getting a loan with bad credit score i.e. anyone can get bad credit loans with guaranteed approval by using ‘Bad Credit Loans’ as soon as the next business day.

Have you been suffering from bad credit for a long time? Well, you should have tried ‘Bad Credit Loans’ for sure and you would need to suffer anymore.

If bad credit is your major problem, the BCL is one of the best go-to companies that can get you most reputable loan lenders in your state. The best thing about this company is that it allows you to choose the loan amount from $500 to $5,000 which will cover pretty much everything that you are requesting a loan for.

Why use Bad Credit Loans?

There are many reasons why you should use Bad Credit Loans, such as it is free to use to put a request for your bad credit loan. When it comes to responsibility, they take it seriously without putting the special money of the customers at risk.

It is also available 24/7/365. So no matter when you try to reach out to them, you will see them right there.

In fact, it is not only about getting you a loan, but they are also committed to you with other amazing services. They will guide you step by step on how you can get a loan easily and how to spend the funds responsibly and plan a perfect budget for your future expenses.

What’s the repayment term?

The terms of repayment are 3 to 36 months, and we believe that it is going to be sufficient for you to collect all the money for the repayment.

Who’s eligible for bad credit loans?

There are many conditions to satisfy the eligibility criteria.

You must:

  • Be at least 18 years old
  • Have a regular income
  • Provide the proof of citizenship like an SSN or legal residency
  • Have a checking account in your name
  • Have a valid email address
  • Provide home and work telephone numbers

As far as the loan process is considered, it is completed within 4 steps. If this company gets your attention, we suggest that you take your time and check out their website if you are looking for Bad Credit Loans with Guaranteed Approval.

4. PersonalLoans

(4.5 Overall ratings)

Do you crave for more loan amount regardless of your credit type? If you are wishing to get more loan amount than what most of the lenders are not giving.

What if you could get up to $35,000?

Can you get that loan amount with bad credit?

Other lenders may not give you that opportunity, but when it comes to Personal Loans, you are covered.

The scale available on the site allows you to choose from $1,000 up to $35,000 and with this amount, you will be able to cover almost everything, no matter what the emergency is.

What makes Personal Loans special?

There are several reasons why you would want to join PersonalLoans if you are suffering from the ‘Bad Credit’.

  • It is a larger loan lender network, so, it is likely that they know how things work.
  • No matter in which state you live, they are available in all 50 states.
  • It is one of those companies providing lenders with the highest loan amounts – up to $35,000.
  • It won’t charge you anything because it is not a lending operation, but it will suggest you one of the best lenders available in your area.
  • If you take a look at APR range for the personal loan, you will notice that you can request a loan of $2,000 with 24% APR and the APR decreases as the loan amount increases.

What is the payment frequency?

You can either pay once a month or two times a month, the choice is yours.

Is there a penalty for repayment?

No. And, this is one of the cool things about PersonalLoans to get Bad Credit Loans with Guaranteed Approval.

Personal Loan Example:

Amount Period Monthly APR Total Paid
$2,000 12 Months $189.12 24% $2,269.44
$4,000 24 Months $188.29 12% $4,518.96
$6,000 36 Months $199.29 12% $7,174.29

Above is just an example of getting a personal loan through PersonalLoans. Your loan could have different results based on the APR and the loan amount.

5. CashAdvance

(4.0 Overall rating)

If you are on the lookout for a short-term loan for 10000 to fulfill your emergency or an unexpected expense, CashAdvance is the right choice for you. Its customer service is superb and you will feel very friendly talking to the representatives if you have anything to ask.

If you are required to have a regular income of $1000+ per month at least 90 days on the job. The loan length depends on the total amount of the loan you apply for.

For example, if you are applying for $1000, and you choose the 365 days as the loan length, the total amount that you will need to pay could range from $1150 to $1300. And, in that case, the APR is going to be 15% – 30%.

With CashAdvance, you can get from $100 to $10000 in a very short time period. The interest rate is going to be 200% to 2,290%. You can get your loan decision in just a few minutes and.

Bad Credit Personal Loans Guaranteed Approval (Direct Lenders)

The companies that we have listed above may not be the direct loan lenders to provide you with the Personal Loans with Bad Credit. We can also suggest some of the best Direct Lenders have a guaranteed approval for your bad credit loan.

Learn about:

To know more about the companies providing reputable loan lenders even with the Bad Credit, please continue reading. You can also check out another article that will help you with getting the fast loan approval with no credit check.

6. Total Visa Card

(4.7 Overall ratings)

This one requires the checking account and the application process of this one is very fast and east that there is no problem filling out the request form even if you are a beginner.

What is good about it?

  • You can get a quick response within 60 seconds.
  • Application submission is very easy and quick.
  • It doesn’t require the perfect credit score.

To know more about Rates, Fees, Costs, and Limits, please log on to the website link given above.

7. First Access Solid Black Visa Card

(4.8 Overall ratings)

If you are looking for a more secure and stress-free experience while you get the approval for your loan, the First Access Solid Black Visa Card is the perfect choice for you to have your requirements met. There is no need to worry if you don’t have perfect credit.

8. Green Dot Primor® Visa® Card

(4.1 Overall ratings)

The Green Dot Primor is another credit card that can allow you to take the loan with Bad Credit with a Guaranteed Approval in next to no time. There is no processing or application fee if you apply for the loan and you are not required to meet the credit score requirements.

This one offers the lowest fixed rates with no penalty rate. To know more about the terms and conditions, you can browse this guide to be enlightened. You just have to provide some details and there you go.

9. First Progress Platinum Card

(3.1 Overall ratings)

Based on our experience, this card has been rated a little low as it gets a ‘3.1’ rating. If you are looking forward to recovering the car rentals, hotels, or it could be any place, the credit card will be accepted.

You can get access to the account 24 hours – it doesn’t matter where you are or what you are currently up to. It only takes around 8 minutes to the interest rate is 10.74% (V) and the reputation score of this card has been recorded as 7.5. out of 10.

10. First Progress Platinum Elite MasterCard®

(3.1 Overall ratings)

This is the last but not the least credit card on the list. The application process will work like a charm – even a newbie can get the best of it. Most of the features that come with it are as same as that of the above-mentioned card.

Can I get Bad Credit Loans with no Credit check?

In a nutshell, getting loan approval with a bad credit score is not going to be a pain in the neck. And, not to mention that there is a guarantee that you will be floating on the cloud nine once you get approved for the loan even if you are facing the problem of bad credit score.

There could be some circumstances wherein you may have to face rejections and in certain states, you must, no matter what, be at least 18 years old.

Reasons why you can’t get the loan approval?

Though we assure you that most of the borrowers can easily get the approval provided that all eligibility criteria are met, we cannot tell you to take it for granted that every single borrower who applies will get the approval.

The reasons for rejection may include:

  • You aren’t 18 years old (or 19 in states like Nebraska and Alabama).
  • You don’t have an SSN.
  • In recent times, you applied to the issuer’s offer for a credit card.
  • The information you provided is either inaccurate or misleading.
  • You aren’t a US residence or you live in a state where the service is not available.
  • You are not meeting the terms and conditions of the loan lenders.

Is it all that stops you from being eligible for a Loan with Bad Credit? No. There could be other reasons why you are not getting the approval that would vary from lender to lender.

Which company is best for Loans with Bad Credit?

It was really hard to come to the final point to decide the best company to get a loan with bad credit unless we used all of the services and reviewed one by one.

We found out that MoneyMutual will be the perfect fit for you. Not only because it gets the highest rating (i.e. 4.9) but also that you can get all of the features if you sign up for it.

Our Recommendation


No wonder that MoneyMutual has assisted more than 2 million customers. You can get your loan to approve in spite of being surrounded with the bad credit score at the speed of life, courtesy of MoneyMutual.

It gets nothing better than utilizing the great features offered by MoneyMutual for you won’t find a better alternative than MoneyMutual in the mark, nor online. But don’t just take our word for it – read the reviews left by the verified customers.

guaranteed approval personal loans

We believe that we have done our job – giving you the best alternatives available to get quick loan approval even with the bad credit score. Even you can communicate with the direct lender if that is what you want. If you have a strong feeling that this article is perhaps missing something, you can complement it adding your valuable thoughts to this article which is about Bad Credit Loans with Guaranteed Approval, which, undoubtedly, would help other visitors find the detailed information and help them decided which, in fact, is the best service for them if the aforesaid ones seem insufficient to them.

Edward Eugen is a 24-year-old Blogger from Romania. He is a cisco certified Network Engineer and currently doing Masters in Networks Security from the Spiru Haret University